Canadian Dental Care Plan (CDCP)

We are now accepting The Canadian Dental Care Plan (CDCP) at Grimsby Lake Dental, which is a significant federal government program aimed at improving access to oral healthcare for eligible Canadian residents. Here’s a detailed overview:   

Purpose and Goals

• The primary goal is to provide dental care coverage to uninsured Canadians who meet specific eligibility criteria, particularly those with lower incomes.   
• It seeks to reduce financial barriers to accessing essential dental services, thereby improving overall health and well-being.   

Eligibility

To be eligible for the CDCP, individuals must meet the following criteria:

• Have no access to dental insurance.   
• Have an adjusted family net income of less than $90,000.   
• Be a Canadian resident for tax purposes.   
• Have filed a tax return in the previous year.   

Rollout Phases

It is being implemented in phases:

• Seniors: Enrollment began with seniors aged 87 and above in December 2023, with subsequent age groups being added in the following months.   
• Adults with a valid Disability Tax Credit certificate and children under 18: Application opens in June 2024.
• All remaining eligible Canadian residents: Will be able to apply online in 2025.   

Coverage

It covers a range of oral health care services, including:

• Preventive services (e.g., cleanings, sealants).   
• Diagnostic services (e.g., examinations, X-rays).   
• Restorative services (e.g., fillings, root canal treatments).   
• Oral surgery (e.g., extractions).   
• Dentures.     

It is important to understand that the CDCP covers a portion of the costs, and co-payments may be required depending on adjusted family net income.   

Co-payments

The amount of co-payment varies based on adjusted family net income:

• No co-payment for those with an adjusted annual family net income under $70,000.
• A 40% co-payment for those with an adjusted annual family net income between $70,000 and $79,999.   
• A 60% co-payment for those with an adjusted annual family net income between $80,000 and $89,999.   

Administration

The CDCP is managed by Health Canada and administered by Sun Life.   

Key Points

• The CDCP is a government dental benefit, not a free dental program.   
• It is designed to work in coordination with existing provincial and territorial dental programs.   
• It is crucial to verify coverage with your dental provider before undergoing treatment.

Where to Find More Information

• For the most up-to-date and detailed information, visit the official Government of Canada website: Canada.ca.   
• Sun life also provides information on their website.
• Follow Grimsby Lake Dental on Instagram